Privacy Policy

The following sets forth our policy, effective as of March 24, 2010 regarding the privacy of those who visit the Donald Landwirth (DML) Web site.

By visiting the DML Web site, you are accepting the practices described in this Privacy Policy

The policies and practices described in this Policy are subject to change, and we recommend that you periodically return to our Web site to review our then-current Policy, although we will communicate any significant changes to you if required by applicable law. The policies and practices described in this Policy replace all previous notices or statements regarding this subject.

DML is committed to protecting your information and your privacy whether you are online or not. At DML, we value your relationship, and we work diligently every day to honor the trust you place in us.

1. Are you a visitor or a registered user?

DML provides information on its Web site designed to help you make decisions and choose the products and services that are right for you (for example, our affiliate partners).

When you are just browsing this information, we do not collect, capture, or retain any of your personal information. (As explained below, we may use “Cookies” or gather data that is not personally identifiable to you to track Web site usage, such as number of hits, pages visited, and the length of user sessions in order to evaluate the usefulness of our sites). By offering you this level of privacy, we believe you will more likely stay longer and learn more about DML. This means you may be more likely to find the products and services that fulfill your needs and goals.

2. About cookies

Cookies are pieces of data assigned by a Web server to the browser on your PC. Cookies help Web sites to keep track of your preferences and to recognize return visitors. So, when you return to a Web site you’ve visited before, your browser gives this data back to the server. Contrary to reports about cookies and online privacy, cookies do not contain viruses and most cannot reveal any personally identifiable information about you unless you willingly provide it as a user on a site.

DML does not currently use cookies on this site, but reserves the right to do so in the future.

You may not be able to interact with DML online without cookies

You can set your browser to reject cookies. However, if you choose to reject cookies, you may not be able to interact with DML in the future. Browsers that reject cookies may not be able to Log on to your favorite sites or use the features you like most within those sites.

The latest versions of Microsoft and Netscape’s browsers allow you to reject cookies automatically. With this feature it may not be necessary for you to set your browser to reject cookies.

Earlier versions of Microsoft or Netscape’s browsers may require you to set your browser to reject cookies when you are just browsing and accept cookies when you want to conduct online transactions.

Mozilla Firefox®: Choose Options from the Tools menu. From the Options menu, select Privacy, and several cookie options will be listed in the History section of the menu. There will be options that allow you to accept cookies, request permission before accepting, or disallow cookies completely.

Microsoft Internet Explorer®: Choose Internet Options from the Tools menu. Choose the Privacy Tab. You will have several options such as accept cookies, ask permission before accepting cookies, or disallow cookies. If you have Internet Explorer 6.0 or later, you also have the option to reject third party cookies.

We encourage you to read the privacy policies of the Web sites you visit before you accept cookies from them.

3. About online marketing

When browsing the Internet, you may see a banner ad for a DML product or service. These ads may appear on Google, Yahoo, America Online, or other non-DML Web sites. We use third party ad serving companies to serve our ad banners to sites on which we’ve paid to advertise. If you click on one of our ads, you go to the DML site offering that particular product or service.

Sometimes, these ads may contain small graphics with “tags” in them. These tags tell us how many people respond to our ads. They do not identify you personally. Instead, these tags are used only to measure the effectiveness of our ads. The companies that distribute our ads are prohibited by contract from using information other than for the agreed upon purpose — to help us market our products and services and to measure response rates.

DML also uses read-receipt notifications in our email communications.

4. We work to ensure privacy and security during your online sessions

If we collect it in the future, the personally identifiable information you provide to us online is protected by Secure Socket Layer (SSL technology). SSL is the leading security protocol for data transfer on the Internet. This technology scrambles your account information as it moves between your PC’s browser and DML’s computer systems. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than DML to read it. This secure session helps protect the safety and confidentiality of your information when you interact with us online.

5. Protecting children’s privacy online

From our Web site, we do not knowingly collect or use personal information from children under 13 without containing verifiable consent from their parents. Should a child whom we know to be under 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent, or provide parental notice. We are not responsible for the data collection and use practices of nonaffiliated third parties to which our web sites may link.

For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC web site: www.ftc.gov

6. Links to non-DML sites

We are not responsible for the information collection practices of the non-DML links you click to from our Web pages. We cannot guarantee how these third parties use cookies or whether they place on your computer cookies that may identify you personally. We urge you to review the privacy policies of each of the linked Web sites you visit — before you provide them with any personally identifiable information.

7. DML policies and procedures for customer information it receives

Currently DML is not collecting customer information. If we elect to in the future, below you will find details about our privacy policies and procedures, as well as the opportunity to choose how information about you may be shared. We want you to make an educated choice, so please read this disclosure carefully to understand the options available to you.

We do not sell customers’ personal information to third parties.

We do not share customers’ personal information with outside parties who may wish to market their products to you. You do not have to take any action or instruct us to keep your information confidential. We will protect your privacy automatically.

Within the DML companies, we safeguard your personal information carefully.You have a choice about how your information may be shared and used within DML.

We are committed to protecting customers’ personal information in every transaction, at every level of our organization.For this purpose, we have designed procedures, standards and technology, which are described in our policy.

The DML name is a trusted symbol of service and reliability, and we remain dedicated to those principles. You can count on us to provide you with the responsive, professional service you deserve, and to protect your privacy and security along the way.

We believe that protecting your privacy is an integral part of the customer service we provide to you. This is the reason why we do not share Customer information with outside parties who may wish to market their products to you.

HOW WE PROTECT AND USE CUSTOMER INFORMATION

A. We begin by safeguarding the security and integrity of customer information.

We are committed to protecting the security and integrity of your personal information through procedures and technology designed for this purpose. For example:

We limit employee access to customer information to those who have a business reason to know this information. Employees are required to honor our code of conduct, which includes standards to protect customer confidentiality. They are subject to disciplinary action if they fail to do so.

We maintain policies and procedures covering the proper physical security of workplaces and records.

Our physical, electronic, and procedural safeguards meet or exceed federal standards regarding the protection of customer information.

We require independent contractors and outside companies who work with us to adhere to strict privacy standards through their contracts with us.

We use technological means (such as backup files, virus detection and eradication software, firewalls, and other computer software and hardware) to protect against unauthorized access or alterations to customer data.

B. We collect and maintain customer information as part of servicing your account and our relationship with you.

In the course of serving you, we collect information about you from a variety of sources, such as:

Information you provide to us on applications or forms, such as your email address, password, name, address and credit card account information;

Information we receive from an outside company, such as a credit bureau, regarding your credit history or employment status; and/or

Information about your transactions or experiences with companies affiliated with DML.

C. The customer information we collect is used to serve your accounts and meet your needs.

Information may be used among the DML companies, as well as with authorized third parties (as described in Section D below), for a number of purposes, such as:

To protect your accounts from unauthorized access or identity theft;

To process your requests such as applications, purchases, and credit card charges;

To service your accounts by issuing security keys or cards, and account statements; and/or

To keep you informed about services of interest to you.

D. Disclosure of customer information to others.

We do not share your personal information with outside parties who may wish to market their own products to you.

We may, however, disclose the information we collect with nonaffiliated third parties that are acting on our behalf for one or more of the purposes described in Section C above, including companies that perform support services for us, such as data processors, technical systems consultants and programmers, security services, or companies that help us market DML products and services to you.

There are also other situations when we may disclose to third parties the customer information we collect as permitted or required by law. Third parties could include government entities, courts or other entities (in response to subpoenas and other legal processes), and those with whom you have requested or authorized us to share information, including third parties who help process credit card transactions.

Important Notice about Credit Reporting:

We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in your credit report and/or consumer report.

It is important to note that we do not share customer information with other companies for the purpose of marketing their products to you, unless you specifically request in advance that we do so.

E. Within the DML companies, we share information so that we can work together to serve you.

We may disclose all of the information we collect, as described above, within DML and other affiliated DML companies, including:

Our administrative and service units which, for example, service your accounts or prepare your account statements.

Trust accounts, for which DML is the trustee, are protected under special rules of confidentiality, and trust account information is not shared for marketing purposes without specific consent.

Some state laws may impose additional restrictions on disclosure of information about customers in those states for certain purposes.

YOU HAVE CHOICES AT DML

DML does not sell customers’ personal information or share it with outside third parties who may wish to market their products to you. We will protect your privacy automatically.

Opt Out Right: We may share information about you within the DML companies. However, you may instruct us not to share certain personal information with nonaffiliated third parties (other than disclosures permitted by law) via email at dlandwirth@ hotmail dot com. You may notify us of your preference at any time.

Preferences for Solicitations from DML: If you are satisfied with the current level of information you receive from DML, you do not need to change your solicitation preference at this time. If you choose not to hear from us, you may not be notified about new services at DML that may benefit you. You may always change your instructions at any time in the future via email at dlandwirth@ hotmail dot com.

If you have already recorded your privacy preferences with us, there is no need to do so again. Your preference will apply to all accounts linked to your Customer Number.

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If you have any questions about this Privacy Policy, the practices of our Web site, or your dealings with our Web site, please contact us via email at dlandwirth@ hotmail dot com.

Thank you.